/ROI Calculator
What MicroVia costs your organization, and what it saves. Start from your industry or the Kelly Products case study, then edit any input — results update live.
💰Model your organization's return
How this is calculated
ParticipantsEligible employees × participation rate
Savings / participantSavings potential × engagement rate
Annual savingsParticipants × savings per participant
Year-1 costSetup fee + subscription + kits
Net savingsAnnual savings − year-1 cost
Return per $1Net savings ÷ year-1 cost
Industry Horizon

Pricing · effective August 2026. A one-time employer setup fee of $2,000 covering your first 100 employees (+$10 per additional employee), a $2,000/year employer subscription, and $189 per MicroVia Kit — $139 for a retest within the same year. Setup and subscription are billed per employer; kits are billed per employee.

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What it costs

Executive summary

Multi-year projection

PeriodSavings% of yr 1Program costNet savingsCumulative netReturn / $1
Sensitivity — what if engagement or savings differ?

Year-1 net savings across engagement rates and savings that land higher or lower than expected. Highlighted cell = your scenario.

Where the cost numbers come from

Savings per participant come from the per-person, per-year cost an employer carries at a given level — medical claims, pharmacy, lost productivity and missed workdays.

  1. ScoreEach person gets a Wellness & Prevention score (0–100) in each of eight wellness areas, shown as Maintain, Build support or Prioritize.
  2. CostEach level carries a yearly employer cost (table below) from published studies and employer benchmarks.
  3. AvoidActing early lowers that cost for people at Build support or above, by a conservative research-backed share.
  4. EngageMultiply by the share of people who actually follow their plan.

🚑 Medical = claims + pharmacy  ·  ▶️ Productivity = presenteeism + absenteeism. The bold figure is the per-person yearly total.

Wellness area Maintain0–25 Build support25–50 Prioritize50–75 Prioritize75–100 Avoidable shareby levelPrimary source
Heart Wellness$1,000🚑 $800 · ▶️ $200$5,700🚑 $4,500 · ▶️ $1,200$14,800🚑 $12,000 · ▶️ $2,800$21,840🚑 $18,640 · ▶️ $3,20030 / 25 / 20%AHA Presidential Advisory, Circulation 2024.
Metabolic Wellness$750🚑 $600 · ▶️ $150$5,300🚑 $3,800 · ▶️ $1,500$13,200🚑 $10,000 · ▶️ $3,200$24,436🚑 $19,736 · ▶️ $4,70035 / 30 / 25%ADA Economic Costs of Diabetes, Diabetes Care 2024; Diabetes Prevention Program, NEJM 2002 (58% reduction).
Colon Wellness$500🚑 $400 · ▶️ $100$3,300🚑 $2,500 · ▶️ $800$11,000🚑 $8,000 · ▶️ $3,000$60,500🚑 $42,000 · ▶️ $18,50025 / 20 / 15%NCI SEER; American Cancer Society 2023 (55% modifiable).
Gut Balance & Resilience$650🚑 $500 · ▶️ $150$8,000🚑 $6,000 · ▶️ $2,000$19,000🚑 $15,000 · ▶️ $4,000$28,387🚑 $22,987 · ▶️ $5,40030 / 25 / 20%Crohn's & Colitis Foundation 2019.
Mood & Emotional Wellbeing$700🚑 $300 · ▶️ $400$5,700🚑 $2,200 · ▶️ $3,500$10,500🚑 $5,000 · ▶️ $5,500$17,200🚑 $10,400 · ▶️ $6,80035 / 30 / 25%WHO; BMJ 2024 (exercise ≈ SSRIs for mild–moderate).
Brain Health & Healthy Aging$300🚑 $200 · ▶️ $100$2,100🚑 $1,500 · ▶️ $600$7,500🚑 $5,000 · ▶️ $2,500$58,000🚑 $34,000 · ▶️ $24,00030 / 25 / 20%Alzheimer's Association 2024; Lancet Commission 2020 (40% modifiable).
Bone Strength$500🚑 $400 · ▶️ $100$3,700🚑 $2,800 · ▶️ $900$13,000🚑 $9,500 · ▶️ $3,500$60,000🚑 $42,000 · ▶️ $18,00035 / 30 / 20%Lewiecki et al., JBMR Plus 2019; USPSTF 2018.
Liver Wellness$700🚑 $500 · ▶️ $200$4,300🚑 $3,200 · ▶️ $1,100$15,200🚑 $11,000 · ▶️ $4,200$102,000🚑 $78,000 · ▶️ $24,00045 / 30 / 15%Younossi et al., Hepatology 2023; Rinella, J Hepatol 2023; AASLD 2023; Newsome, NEJM 2021 (59% resolution).

Example: one employee at Build support on Heart Wellness ≈ $5,700/yr (🚑 $4,500 medical + ▶️ $1,200 productivity). These are population-level planning estimates; the avoidable shares are conservative mid-points from the cited trials.

Industry presets — how each sector is scored

A preset sets two inputs: savings potential per participant and a typical participation rate. Participation tracks benefit-richness and workforce stability. Savings potential is a burden composite across all eight wellness areas — each sector tiered H high · E elevated · M moderate · L low from US occupational data, averaged, then mapped onto a $2,300–$4,200 scale. It is deliberately not an obesity ranking: desk-bound sectors rise on Colon Wellness, high-suicide trades on Mood, shift-heavy sectors on Gut and Heart, agriculture on Brain (pesticides) and construction and hospitality on Liver and Bone. Dollar values are scaled planning assumptions, not measured savings.

Industry presetPotentialPart.MetabolicHeartMoodColonGutBrainLiverBone
Manufacturing$4,20042%EHEHHHHE
Transportation & Logistics$4,10038%HHEHHEEE
Construction$3,75038%MEHLMHHH
Healthcare$3,75050%MEHEHMMH
Hospitality$3,55034%MEHEEMHM
Utilities$3,55050%EEEEEEEM
Agriculture & Forestry$3,45036%MEHLMHEE
Food & Beverage$3,45040%MEMEEMHM
Entertainment & Leisure$3,35036%MEHMELEM
Wholesale & Distribution$3,30040%EEMMEMEM
Government & Public Administration$3,15050%MEMMEELM
Retail$2,85038%MMEMELMM
Legal$2,70052%LMEEMLLL
Telecommunications$2,65050%MMMEMLLL
Media & Advertising$2,60046%MMEMMLLL
Real Estate$2,60042%MMEMLLML
Finance & Insurance$2,55054%MLMEMLLL
Information Technology$2,50055%LLMELLLL
Education$2,30050%MLLMLLLM

The four letter tiers shown are a rounded view of a finer underlying scale (the composite uses half-steps between tiers), so two sectors can share the same letters yet differ slightly in dollars — e.g. Information Technology and Education both read "L"-heavy but land $200 apart on the finer gradation. The dollar value is always the authoritative figure.

Sources

Sources by domain:
Obesity/metabolic — CDC, Obesity by Occupation, Prev Chronic Dis 2014 (WA BRFSS); Gu et al., Obesity by Industry, NHIS 2004–2013 (NIOSH). Cardiovascular — Luckhaupt et al., CHD/Stroke by Industry, MMWR 2014; Kerns et al., Cardiovascular Conditions by Industry & Occupation (NHIS), Am J Ind Med 2018. Mental health — CDC, Suicide Rates by Industry & Occupation, MMWR 2023 (NVSS 2021); Krill et al., Attorney Mental Health, J Addict Med 2016. Colorectal cancer — Ma et al., Sedentary Time & CRC (sitting OR 1.15), 2017; Oddone et al., Occupational Exposures & CRC, WJG 2014; IARC Vol.124, Night-Shift Work (Group 2A) 2020. Gut/GI — Wang N et al., Shift Work & IBS/FD (OR 1.81), Medicine 2022; Nojkov et al., Rotating Shift & IBS in Nurses, 2010. Neurological — AGRICAN cohort, Pesticides & Parkinson’s, Int J Epidemiol 2018; TBI & Dementia meta-analysis (OR 1.81), Neuroepidemiology 2022; Racette, Welding/Mn & Parkinsonism, 2012. Liver — SAMHSA, Substance Use by Industry (NSDUH 2008–12); Cave et al., Toxicant-Associated Steatohepatitis, Hepatology 2010; Shift Work & NAFLD (OR 2.29), 2022. Bone — Nurses’ Health Study, Night Shift & Fracture (RR 1.37), 2009; CPWR, Nonfatal Injuries from Falls in Construction (Chart Book 6th ed.); Vitamin D by Occupation (indoor 78% deficient), BMC Public Health 2017. Cost basis — Asay et al., Absenteeism & Employer Costs of Chronic Disease, Prev Chronic Dis 2016; Mercer 2026 Health Benefit Cost Projection ($18,500/employee); Aon 2026 Global Medical Trend Rates Report.

Disclaimer: Planning estimates, not guaranteed savings. Scores are wellness insights, not diagnoses. Actual results depend on workforce profile, participation, engagement, benefit design and follow-up. Employer reporting is aggregate and privacy-protected, subject to minimum group sizes that protect individual members.